Side-by-side · Q2 2026 data
Telco Triad Community Credit Union vs Employees Credit Union
Metric by metric
| Measure | Telco Triad Community Credit Union | Employees Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 72 | 100 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 51 | 84 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 63rd | 51st |
| Total assets | $160.5M | $203.4M |
| Deposits / shares | $140.5M | $164.1M |
| Capital ratio | 12.21% | 18.96% (stronger) |
| Problem loans | 0.45% (stronger) | 3.25% |
| Net charge-offs | 0.24% (stronger) | 0.25% |
| Return on assets | 0.77% | 1.61% (stronger) |
| Loans ÷ deposits | 85.5% | 53.5% (stronger) |
| Uninsured deposits | 2.8% (stronger) | 11.4% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.1% | — |
Telco Triad Community Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Telco Triad Community Credit Union leads on 4 and Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.