Side-by-side · Q2 2026 data
Ten Credit Union vs Southeast Financial Credit Union
Credit union
Southeast Financial Credit Union
Franklin, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Ten Credit Union | Southeast Financial Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 52 |
| Capital cushion | 36 (stronger) | 30 |
| Loan quality | 93 (stronger) | 72 |
| Earnings | 26 | 31 (stronger) |
| Funding & liquidity | 90 (stronger) | 74 |
| Problem-loan coverage | 97 (stronger) | 81 |
| Peer percentile | 26th | 8th |
| Total assets | $392.0M | $466.8M |
| Deposits / shares | $337.2M | $429.1M |
| Capital ratio | 8.63% (stronger) | 7.98% |
| Problem loans | 0.21% (stronger) | 0.85% |
| Net charge-offs | 0.27% (stronger) | 0.52% |
| Return on assets | 0.15% | 0.29% (stronger) |
| Loans ÷ deposits | 70.2% (stronger) | 86.7% |
| Uninsured deposits | 6.5% (stronger) | 8.2% |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.2% | — |
Ten Credit Union has the higher TellerScore (62 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Ten Credit Union leads on 6 and Southeast Financial Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.