Side-by-side · Q2 2026 data
Tennessee Military Federal Credit Union vs Kemba Delta Federal Credit Union
Credit union
Tennessee Military Federal Credit Union
Louisville, Tennessee · Under $100 million in assets
Credit union
Kemba Delta Federal Credit Union
Bartlett, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee Military Federal Credit Union | Kemba Delta Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 73 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 68 (stronger) | 0 |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 90 | 93 (stronger) |
| Peer percentile | 72nd | 47th |
| Total assets | $31.5M | $31.2M |
| Deposits / shares | $26.9M | $21.4M |
| Capital ratio | 13.09% | 29.45% (stronger) |
| Problem loans | 0.97% (stronger) | 3.17% |
| Net charge-offs | -0.04% (stronger) | 2.11% |
| Return on assets | 2.07% (stronger) | 1.87% |
| Loans ÷ deposits | 78.5% | 46.2% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 4.9% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee Military Federal Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Tennessee Military Federal Credit Union leads on 5 and Kemba Delta Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.