Side-by-side · Q2 2026 data
Tennessee Military Federal Credit Union vs Tennessee Employees Credit Union
Credit union
Tennessee Military Federal Credit Union
Louisville, Tennessee · Under $100 million in assets
Credit union
Tennessee Employees Credit Union
Nashville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee Military Federal Credit Union | Tennessee Employees Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 81 |
| Capital cushion | 81 | 100 (stronger) |
| Loan quality | 68 | 69 (stronger) |
| Earnings | 100 (stronger) | 46 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 72nd | 68th |
| Total assets | $31.5M | $31.0M |
| Deposits / shares | $26.9M | $24.9M |
| Capital ratio | 13.09% | 20.09% (stronger) |
| Problem loans | 0.97% | 0.92% (stronger) |
| Net charge-offs | -0.04% (stronger) | 0.51% |
| Return on assets | 2.07% (stronger) | 0.66% |
| Loans ÷ deposits | 78.5% | 56.9% (stronger) |
| Uninsured deposits | 2.1% (stronger) | 6.5% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee Military Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Tennessee Military Federal Credit Union leads on 4 and Tennessee Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.