Side-by-side · Q2 2026 data
Tennessee River Federal Credit Union vs The West Tennessee Credit Union
Credit union
Tennessee River Federal Credit Union
Counce, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee River Federal Credit Union | The West Tennessee Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 65 |
| Loan quality | 92 (stronger) | 79 |
| Earnings | 80 (stronger) | 66 |
| Funding & liquidity | 67 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 87th | 52nd |
| Total assets | $16.3M | $17.9M |
| Deposits / shares | $10.8M | $15.7M |
| Capital ratio | 33.21% (stronger) | 11.52% |
| Problem loans | 0.25% (stronger) | 0.63% |
| Net charge-offs | 0.00% | -0.95% (stronger) |
| Return on assets | 1.50% (stronger) | 1.14% |
| Loans ÷ deposits | 93.7% | 70.8% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 18.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee River Federal Credit Union has the higher TellerScore (89 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Tennessee River Federal Credit Union leads on 5 and The West Tennessee Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.