Side-by-side · Q2 2026 data
Tennessee River Federal Credit Union vs Your Best Credit Union
Credit union
Tennessee River Federal Credit Union
Counce, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Tennessee River Federal Credit Union | Your Best Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 70 |
| Capital cushion | 100 | 100 |
| Loan quality | 92 (stronger) | 89 |
| Earnings | 80 (stronger) | 0 |
| Funding & liquidity | 67 | 71 (stronger) |
| Problem-loan coverage | 99 (stronger) | 72 |
| Peer percentile | 87th | 40th |
| Total assets | $16.3M | $16.0M |
| Deposits / shares | $10.8M | $13.5M |
| Capital ratio | 33.21% (stronger) | 15.24% |
| Problem loans | 0.25% (stronger) | 0.32% |
| Net charge-offs | 0.00% (stronger) | 1.46% |
| Return on assets | 1.50% (stronger) | -0.51% |
| Loans ÷ deposits | 93.7% | 89.7% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 14.6% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Tennessee River Federal Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Tennessee River Federal Credit Union leads on 6 and Your Best Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.