Side-by-side · Q2 2026 data
Tennessee Valley Federal Credit Union vs Knoxville TVA Employees Credit Union
Credit union
Tennessee Valley Federal Credit Union
Chattanooga, Tennessee · $1 billion – $10 billion
Credit union
Knoxville TVA Employees Credit Union
Knoxville, Tennessee · $1 billion – $10 billion
Metric by metric
| Measure | Tennessee Valley Federal Credit Union | Knoxville TVA Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 98 (stronger) | 62 |
| Loan quality | 74 | 89 (stronger) |
| Earnings | 80 (stronger) | 62 |
| Funding & liquidity | 73 (stronger) | 66 |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 93rd | 70th |
| Total assets | $3.3B | $5.3B |
| Deposits / shares | $2.8B | $4.6B |
| Capital ratio | 14.75% (stronger) | 11.16% |
| Problem loans | 0.77% | 0.34% (stronger) |
| Net charge-offs | 0.31% (stronger) | 0.61% |
| Return on assets | 1.51% (stronger) | 1.06% |
| Loans ÷ deposits | 87.7% (stronger) | 94.0% |
| Uninsured deposits | 8.0% (stronger) | 11.4% |
| Offices | 6 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Tennessee Valley Federal Credit Union has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Tennessee Valley Federal Credit Union leads on 6 and Knoxville TVA Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.