Side-by-side · Q2 2026 data
Terrabank, National Association vs Flagship Bank
Metric by metric
| Measure | Terrabank, National Association | Flagship Bank |
|---|---|---|
| TellerScore | 65 | 72 (stronger) |
| Capital cushion | 48 | 67 (stronger) |
| Loan quality | 96 | 99 (stronger) |
| Earnings | 49 | 59 (stronger) |
| Funding & liquidity | 47 (stronger) | 34 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 29th | 50th |
| Total assets | $897.7M | $802.8M |
| Deposits / shares | $791.4M | $670.4M |
| Capital ratio | 9.83% | 11.69% (stronger) |
| Problem loans | 0.11% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.71% | 0.96% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 93.1% |
| Uninsured deposits | 49.0% | 45.3% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 15.8% |
Flagship Bank has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Terrabank, National Association leads on 2 and Flagship Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.