Side-by-side · Q2 2026 data
Terrabank, National Association vs Mainstreet Community Bank of Florida
Metric by metric
| Measure | Terrabank, National Association | Mainstreet Community Bank of Florida |
|---|---|---|
| TellerScore | 65 (stronger) | 56 |
| Capital cushion | 48 (stronger) | 44 |
| Loan quality | 96 (stronger) | 58 |
| Earnings | 49 | 63 (stronger) |
| Funding & liquidity | 47 | 53 (stronger) |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 29th | 13th |
| Total assets | $897.7M | $953.4M |
| Deposits / shares | $791.4M | $863.2M |
| Capital ratio | 9.83% (stronger) | 9.45% |
| Problem loans | 0.11% (stronger) | 1.27% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 0.71% | 1.06% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 83.8% |
| Uninsured deposits | 49.0% | 35.6% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.5% | 28.6% |
Terrabank, National Association has the higher TellerScore (65 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Terrabank, National Association leads on 4 and Mainstreet Community Bank of Florida on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.