Side-by-side · Q2 2026 data
Teutopolis State Bank vs Washington Savings Bank
Metric by metric
| Measure | Teutopolis State Bank | Washington Savings Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 77 |
| Capital cushion | 97 (stronger) | 71 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 91 (stronger) | 51 |
| Funding & liquidity | 98 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 100th | 68th |
| Total assets | $358.5M | $585.3M |
| Deposits / shares | $309.0M | $504.4M |
| Capital ratio | 14.72% (stronger) | 12.07% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | -0.01% (stronger) | 0.07% |
| Return on assets | 1.77% (stronger) | 0.77% |
| Loans ÷ deposits | 58.4% (stronger) | 69.9% |
| Uninsured deposits | 16.7% (stronger) | 17.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teutopolis State Bank has the higher TellerScore (97 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Teutopolis State Bank leads on 7 and Washington Savings Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.