Side-by-side · Q2 2026 data
Texana Bank, National Association vs The City National Bank of Sulphur Springs
Bank
The City National Bank of Sulphur Springs
Sulphur Springs, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Texana Bank, National Association | The City National Bank of Sulphur Springs |
|---|---|---|
| TellerScore | 53 | 78 (stronger) |
| Capital cushion | 41 | 48 (stronger) |
| Loan quality | 55 | 95 (stronger) |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 31 | 70 (stronger) |
| Problem-loan coverage | 75 | 98 (stronger) |
| Peer percentile | 9th | 86th |
| Total assets | $330.6M | $1.4B |
| Deposits / shares | $291.1M | $1.2B |
| Capital ratio | 9.06% | 9.78% (stronger) |
| Problem loans | 1.36% | 0.15% (stronger) |
| Net charge-offs | -0.02% | -0.09% (stronger) |
| Return on assets | 1.30% | 2.28% (stronger) |
| Loans ÷ deposits | 103.1% | 77.0% (stronger) |
| Uninsured deposits | 38.8% | 27.2% (stronger) |
| Offices | 7 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
The City National Bank of Sulphur Springs has the higher TellerScore (78 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Texana Bank, National Association leads on 0 and The City National Bank of Sulphur Springs on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.