Side-by-side · Q2 2026 data
Texar Federal Credit Union vs McT Credit Union
Metric by metric
| Measure | Texar Federal Credit Union | McT Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 52 (stronger) | 39 |
| Funding & liquidity | 84 | 90 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 80th | 48th |
| Total assets | $440.5M | $415.2M |
| Deposits / shares | $335.3M | $363.0M |
| Capital ratio | 16.42% (stronger) | 10.10% |
| Problem loans | 0.72% | 0.29% (stronger) |
| Net charge-offs | 0.34% | 0.12% (stronger) |
| Return on assets | 0.79% (stronger) | 0.49% |
| Loans ÷ deposits | 76.5% | 70.2% (stronger) |
| Uninsured deposits | 9.9% | 0.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | 14.4% |
Texar Federal Credit Union has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Texar Federal Credit Union leads on 3 and McT Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.