Side-by-side · Q2 2026 data
Texas Bank and Trust Company vs Texas Exchange Bank
Metric by metric
| Measure | Texas Bank and Trust Company | Texas Exchange Bank |
|---|---|---|
| TellerScore | 75 | 80 (stronger) |
| Capital cushion | 81 (stronger) | 74 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 81 (stronger) | 37 |
| Funding & liquidity | 34 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 77th | 90th |
| Total assets | $4.3B | $4.5B |
| Deposits / shares | $3.8B | $2.6B |
| Capital ratio | 13.10% (stronger) | 12.44% |
| Problem loans | 0.61% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 0.43% |
| Loans ÷ deposits | 90.4% | 25.9% (stronger) |
| Uninsured deposits | 47.3% | 1.3% (stronger) |
| Offices | 20 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Exchange Bank has the higher TellerScore (80 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank and Trust Company leads on 2 and Texas Exchange Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.