Side-by-side · Q2 2026 data
Texas Bank vs Altra Federal Credit Union
Metric by metric
| Measure | Texas Bank | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 78 (stronger) |
| Capital cushion | 56 | 77 (stronger) |
| Loan quality | 85 | 85 |
| Earnings | 68 | 86 (stronger) |
| Funding & liquidity | 61 (stronger) | 50 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 43rd | 84th |
| Total assets | $953.9M | $3.1B |
| Deposits / shares | $824.0M | $2.6B |
| Capital ratio | 10.61% | 12.68% (stronger) |
| Problem loans | 0.46% (stronger) | 0.46% |
| Net charge-offs | 0.52% | 0.50% (stronger) |
| Return on assets | 1.20% | 1.66% (stronger) |
| Loans ÷ deposits | 83.9% (stronger) | 109.8% |
| Uninsured deposits | 28.5% | 14.2% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.1% | 9.3% |
Altra Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texas Bank leads on 2 and Altra Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.