Side-by-side · Q2 2026 data
Texas Community Bank vs Falcon International Bank
Metric by metric
| Measure | Texas Community Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 84 | 85 (stronger) |
| Capital cushion | 78 | 84 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 100 (stronger) | 81 |
| Funding & liquidity | 50 | 60 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 95th | 97th |
| Total assets | $2.2B | $2.2B |
| Deposits / shares | $1.9B | $2.0B |
| Capital ratio | 12.78% | 13.44% (stronger) |
| Problem loans | 0.20% | 0.00% (stronger) |
| Net charge-offs | 0.05% | 0.02% (stronger) |
| Return on assets | 2.03% (stronger) | 1.53% |
| Loans ÷ deposits | 58.6% (stronger) | 73.7% |
| Uninsured deposits | 63.9% | 39.4% (stronger) |
| Offices | 10 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Texas Community Bank leads on 2 and Falcon International Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.