Side-by-side · Q2 2026 data
Texas Community Bank vs Generations Community Federal Credit Union
Credit union
Generations Community Federal Credit Union
San Antonio, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Community Bank | Generations Community Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 57 |
| Capital cushion | 78 (stronger) | 43 |
| Loan quality | 93 (stronger) | 71 |
| Earnings | 100 (stronger) | 35 |
| Funding & liquidity | 50 | 75 (stronger) |
| Problem-loan coverage | 98 (stronger) | 85 |
| Peer percentile | 95th | 14th |
| Total assets | $2.2B | $734.6M |
| Deposits / shares | $1.9B | $617.1M |
| Capital ratio | 12.78% (stronger) | 9.30% |
| Problem loans | 0.20% (stronger) | 0.88% |
| Net charge-offs | 0.05% (stronger) | 0.41% |
| Return on assets | 2.03% (stronger) | 0.38% |
| Loans ÷ deposits | 58.6% (stronger) | 85.6% |
| Uninsured deposits | 63.9% | 7.7% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 33.1% |
Texas Community Bank has the higher TellerScore (84 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Texas Community Bank leads on 6 and Generations Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.