Side-by-side · Q2 2026 data
Texas Community Federal Credit Union vs Alcon Employees Federal Credit Union
Credit union
Texas Community Federal Credit Union
Kingsville, Texas · Under $100 million in assets
Credit union
Alcon Employees Federal Credit Union
Fort Worth, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Community Federal Credit Union | Alcon Employees Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 97 | 100 (stronger) |
| Loan quality | 57 | 98 (stronger) |
| Earnings | 82 (stronger) | 12 |
| Funding & liquidity | 72 | 76 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 62nd | 59th |
| Total assets | $30.1M | $29.9M |
| Deposits / shares | $25.4M | $23.4M |
| Capital ratio | 14.65% | 21.70% (stronger) |
| Problem loans | 1.29% | 0.07% (stronger) |
| Net charge-offs | 0.90% | 0.23% (stronger) |
| Return on assets | 1.55% (stronger) | -0.19% |
| Loans ÷ deposits | 87.9% | 84.6% (stronger) |
| Uninsured deposits | 12.9% | 4.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Community Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Texas Community Federal Credit Union leads on 2 and Alcon Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.