Side-by-side · Q2 2026 data
Texas Exchange Bank vs Allied Federal Credit Union
Metric by metric
| Measure | Texas Exchange Bank | Allied Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 74 (stronger) | 72 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 37 | 92 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 90th | 92nd |
| Total assets | $4.5B | $137.6M |
| Deposits / shares | $2.6B | $120.1M |
| Capital ratio | 12.44% (stronger) | 12.22% |
| Problem loans | 0.00% (stronger) | 0.23% |
| Net charge-offs | -0.00% (stronger) | 0.40% |
| Return on assets | 0.43% | 1.79% (stronger) |
| Loans ÷ deposits | 25.9% (stronger) | 46.4% |
| Uninsured deposits | 1.3% (stronger) | 3.8% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Allied Federal Credit Union has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Texas Exchange Bank leads on 5 and Allied Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.