Side-by-side · Q2 2026 data
Texas Exchange Bank vs American First National Bank
Metric by metric
| Measure | Texas Exchange Bank | American First National Bank |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 74 | 94 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 37 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 54 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 90th | 98th |
| Total assets | $4.5B | $2.9B |
| Deposits / shares | $2.6B | $2.4B |
| Capital ratio | 12.44% | 14.38% (stronger) |
| Problem loans | 0.00% (stronger) | 0.42% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 0.43% | 2.13% (stronger) |
| Loans ÷ deposits | 25.9% (stronger) | 97.8% |
| Uninsured deposits | 1.3% (stronger) | 22.7% |
| Offices | 2 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.4% |
American First National Bank has the higher TellerScore (87 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Texas Exchange Bank leads on 4 and American First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.