Side-by-side · Q2 2026 data
Texas Financial Bank vs Guadalupe Bank
Metric by metric
| Measure | Texas Financial Bank | Guadalupe Bank |
|---|---|---|
| TellerScore | 61 | 74 (stronger) |
| Capital cushion | 67 (stronger) | 49 |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 33 | 71 (stronger) |
| Funding & liquidity | 57 | 66 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 20th | 57th |
| Total assets | $264.6M | $261.1M |
| Deposits / shares | $223.6M | $234.1M |
| Capital ratio | 11.72% (stronger) | 9.93% |
| Problem loans | 1.00% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.33% | 1.28% (stronger) |
| Loans ÷ deposits | 65.7% (stronger) | 85.8% |
| Uninsured deposits | 48.6% | 22.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Guadalupe Bank has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Texas Financial Bank leads on 3 and Guadalupe Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.