Side-by-side · Q2 2026 data
Texas First Bank vs Brazos National Bank
Metric by metric
| Measure | Texas First Bank | Brazos National Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 62 |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 87 (stronger) | 75 |
| Funding & liquidity | 59 (stronger) | 50 |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 77th | 20th |
| Total assets | $2.3B | $27.6M |
| Deposits / shares | $2.1B | $11.1M |
| Capital ratio | 9.96% | 56.08% (stronger) |
| Problem loans | 0.17% (stronger) | 5.07% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.68% (stronger) | 1.36% |
| Loans ÷ deposits | 64.3% (stronger) | 138.8% |
| Uninsured deposits | 48.4% | 9.9% (stronger) |
| Offices | 26 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | — |
Texas First Bank has the higher TellerScore (75 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Texas First Bank leads on 4 and Brazos National Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.