Side-by-side · Q2 2026 data
Texas First Bank vs Falcon International Bank
Metric by metric
| Measure | Texas First Bank | Falcon International Bank |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 50 | 84 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 87 (stronger) | 81 |
| Funding & liquidity | 59 | 60 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 77th | 97th |
| Total assets | $2.3B | $2.2B |
| Deposits / shares | $2.1B | $2.0B |
| Capital ratio | 9.96% | 13.44% (stronger) |
| Problem loans | 0.17% | 0.00% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.68% (stronger) | 1.53% |
| Loans ÷ deposits | 64.3% (stronger) | 73.7% |
| Uninsured deposits | 48.4% | 39.4% (stronger) |
| Offices | 26 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Texas First Bank leads on 3 and Falcon International Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.