Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs Brazos National Bank
Metric by metric
| Measure | Texas Gulf Bank, National Association | Brazos National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 62 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 61 | 75 (stronger) |
| Funding & liquidity | 54 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 64th | 20th |
| Total assets | $726.9M | $27.6M |
| Deposits / shares | $638.6M | $11.1M |
| Capital ratio | 11.98% | 56.08% (stronger) |
| Problem loans | 0.00% (stronger) | 5.07% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.03% | 1.36% (stronger) |
| Loans ÷ deposits | 78.6% (stronger) | 138.8% |
| Uninsured deposits | 39.8% | 9.9% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Texas Gulf Bank, National Association has the higher TellerScore (76 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 3 and Brazos National Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.