Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs First National Bank of Lake Jackson
Metric by metric
| Measure | Texas Gulf Bank, National Association | First National Bank of Lake Jackson |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 70 (stronger) | 67 |
| Loan quality | 100 | 100 |
| Earnings | 61 (stronger) | 32 |
| Funding & liquidity | 54 (stronger) | 53 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 64th | 40th |
| Total assets | $726.9M | $218.4M |
| Deposits / shares | $638.6M | $211.1M |
| Capital ratio | 11.98% (stronger) | 11.73% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.09% | -0.09% (stronger) |
| Return on assets | 1.03% (stronger) | 0.30% |
| Loans ÷ deposits | 78.6% | 23.4% (stronger) |
| Uninsured deposits | 39.8% (stronger) | 57.4% |
| Offices | 9 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Texas Gulf Bank, National Association has the higher TellerScore (76 vs 69). On the 6 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 4 and First National Bank of Lake Jackson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.