Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs HomeTown Bank, National Association
Metric by metric
| Measure | Texas Gulf Bank, National Association | HomeTown Bank, National Association |
|---|---|---|
| TellerScore | 76 (stronger) | 75 |
| Capital cushion | 70 (stronger) | 63 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 61 | 63 (stronger) |
| Funding & liquidity | 54 | 57 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 64th | 61st |
| Total assets | $726.9M | $990.4M |
| Deposits / shares | $638.6M | $891.1M |
| Capital ratio | 11.98% (stronger) | 11.33% |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.03% | 1.07% (stronger) |
| Loans ÷ deposits | 78.6% | 77.5% (stronger) |
| Uninsured deposits | 39.8% | 38.1% (stronger) |
| Offices | 9 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Texas Gulf Bank, National Association has the higher TellerScore (76 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 3 and HomeTown Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.