Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs Pilgrim Bank
Metric by metric
| Measure | Texas Gulf Bank, National Association | Pilgrim Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 70 (stronger) | 52 |
| Loan quality | 100 (stronger) | 95 |
| Earnings | 61 (stronger) | 43 |
| Funding & liquidity | 54 | 68 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 64th | 37th |
| Total assets | $726.9M | $714.6M |
| Deposits / shares | $638.6M | $578.4M |
| Capital ratio | 11.98% (stronger) | 10.21% |
| Problem loans | 0.00% (stronger) | 0.15% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.03% (stronger) | 0.58% |
| Loans ÷ deposits | 78.6% (stronger) | 79.7% |
| Uninsured deposits | 39.8% | 26.2% (stronger) |
| Offices | 9 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | 11.2% |
Texas Gulf Bank, National Association has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 5 and Pilgrim Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.