Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs Southwest Bank
Metric by metric
| Measure | Texas Gulf Bank, National Association | Southwest Bank |
|---|---|---|
| TellerScore | 76 | 76 |
| Capital cushion | 70 (stronger) | 63 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 61 | 98 (stronger) |
| Funding & liquidity | 54 (stronger) | 39 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 64th | 64th |
| Total assets | $726.9M | $693.7M |
| Deposits / shares | $638.6M | $610.6M |
| Capital ratio | 11.98% (stronger) | 11.33% |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.09% | 0.01% (stronger) |
| Return on assets | 1.03% | 1.95% (stronger) |
| Loans ÷ deposits | 78.6% (stronger) | 79.8% |
| Uninsured deposits | 39.8% (stronger) | 52.0% |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 4 and Southwest Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.