Side-by-side · Q2 2026 data
Texas Gulf Bank, National Association vs The Moody National Bank
Metric by metric
| Measure | Texas Gulf Bank, National Association | The Moody National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 73 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 61 (stronger) | 58 |
| Funding & liquidity | 54 (stronger) | 42 |
| Problem-loan coverage | 100 (stronger) | 88 |
| Peer percentile | 64th | 70th |
| Total assets | $726.9M | $1.5B |
| Deposits / shares | $638.6M | $1.3B |
| Capital ratio | 11.98% | 15.87% (stronger) |
| Problem loans | 0.00% (stronger) | 1.03% |
| Net charge-offs | 0.09% (stronger) | 0.10% |
| Return on assets | 1.03% (stronger) | 0.96% |
| Loans ÷ deposits | 78.6% (stronger) | 85.2% |
| Uninsured deposits | 39.8% (stronger) | 45.3% |
| Offices | 9 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.2% | — |
Texas Gulf Bank, National Association has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Texas Gulf Bank, National Association leads on 6 and The Moody National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.