Side-by-side · Q2 2026 data
Texas Heritage National Bank vs First National Bank and Trust Company of Weatherford
Bank
First National Bank and Trust Company of Weatherford
Weatherford, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Heritage National Bank | First National Bank and Trust Company of Weatherford |
|---|---|---|
| TellerScore | 59 (stronger) | 42 |
| Capital cushion | 52 | 54 (stronger) |
| Loan quality | 58 (stronger) | 0 |
| Earnings | 77 (stronger) | 38 |
| Funding & liquidity | 34 | 89 (stronger) |
| Problem-loan coverage | 79 (stronger) | 46 |
| Peer percentile | 17th | 3rd |
| Total assets | $936.4M | $968.3M |
| Deposits / shares | $811.9M | $869.7M |
| Capital ratio | 10.17% | 10.44% (stronger) |
| Problem loans | 1.27% (stronger) | 5.51% |
| Net charge-offs | 0.04% (stronger) | 0.27% |
| Return on assets | 1.42% (stronger) | 0.45% |
| Loans ÷ deposits | 97.7% | 56.6% (stronger) |
| Uninsured deposits | 40.5% | 24.9% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 33.3% |
Texas Heritage National Bank has the higher TellerScore (59 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Texas Heritage National Bank leads on 4 and First National Bank and Trust Company of Weatherford on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.