Side-by-side · Q2 2026 data
Texas Heritage National Bank vs NewFirst National Bank
Metric by metric
| Measure | Texas Heritage National Bank | NewFirst National Bank |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 52 | 75 (stronger) |
| Loan quality | 58 | 93 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 34 | 58 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 17th | 86th |
| Total assets | $936.4M | $934.9M |
| Deposits / shares | $811.9M | $810.9M |
| Capital ratio | 10.17% | 12.47% (stronger) |
| Problem loans | 1.27% | 0.21% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.42% | 3.27% (stronger) |
| Loans ÷ deposits | 97.7% | 84.6% (stronger) |
| Uninsured deposits | 40.5% | 31.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | 0.0% |
NewFirst National Bank has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Texas Heritage National Bank leads on 0 and NewFirst National Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.