Side-by-side · Q2 2026 data
Texas Heritage National Bank vs The American National Bank of Mount Pleasant
Bank
The American National Bank of Mount Pleasant
Mount Pleasant, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texas Heritage National Bank | The American National Bank of Mount Pleasant |
|---|---|---|
| TellerScore | 59 | 88 (stronger) |
| Capital cushion | 52 | 78 (stronger) |
| Loan quality | 58 | 100 (stronger) |
| Earnings | 77 | 81 (stronger) |
| Funding & liquidity | 34 | 90 (stronger) |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 17th | 92nd |
| Total assets | $936.4M | $144.6M |
| Deposits / shares | $811.9M | $130.3M |
| Capital ratio | 10.17% | 12.82% (stronger) |
| Problem loans | 1.27% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.04% (stronger) |
| Return on assets | 1.42% | 1.53% (stronger) |
| Loans ÷ deposits | 97.7% | 70.2% (stronger) |
| Uninsured deposits | 40.5% | 13.5% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
The American National Bank of Mount Pleasant has the higher TellerScore (88 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Texas Heritage National Bank leads on 0 and The American National Bank of Mount Pleasant on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.