Side-by-side · Q2 2026 data
Texas Heritage National Bank vs Titan Bank, N.A.
Metric by metric
| Measure | Texas Heritage National Bank | Titan Bank, N.A. |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 52 (stronger) | 42 |
| Loan quality | 58 | 82 (stronger) |
| Earnings | 77 | 100 (stronger) |
| Funding & liquidity | 34 | 90 (stronger) |
| Problem-loan coverage | 79 | 96 (stronger) |
| Peer percentile | 17th | 64th |
| Total assets | $936.4M | $896.1M |
| Deposits / shares | $811.9M | $771.5M |
| Capital ratio | 10.17% (stronger) | 9.16% |
| Problem loans | 1.27% | 0.54% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.42% | 10.97% (stronger) |
| Loans ÷ deposits | 97.7% | 53.7% (stronger) |
| Uninsured deposits | 40.5% | 24.4% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.1% | — |
Titan Bank, N.A. has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Texas Heritage National Bank leads on 1 and Titan Bank, N.A. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.