Side-by-side · Q2 2026 data
Texas National Bank vs Naft Federal Credit Union
Metric by metric
| Measure | Texas National Bank | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 93 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 91 (stronger) | 83 |
| Earnings | 67 | 89 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 58th | 97th |
| Total assets | $1.2B | $162.3M |
| Deposits / shares | $1.1B | $135.7M |
| Capital ratio | 10.17% | 16.44% (stronger) |
| Problem loans | 0.28% (stronger) | 0.50% |
| Net charge-offs | 0.06% (stronger) | 0.24% |
| Return on assets | 1.16% | 1.73% (stronger) |
| Loans ÷ deposits | 69.8% | 51.3% (stronger) |
| Uninsured deposits | 43.8% | 1.3% (stronger) |
| Offices | 14 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texas National Bank leads on 2 and Naft Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.