Side-by-side · Q2 2026 data
Texas National Bank vs Texas Community Bank
Metric by metric
| Measure | Texas National Bank | Texas Community Bank |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 52 | 78 (stronger) |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 67 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 58th | 95th |
| Total assets | $1.2B | $2.2B |
| Deposits / shares | $1.1B | $1.9B |
| Capital ratio | 10.17% | 12.78% (stronger) |
| Problem loans | 0.28% | 0.20% (stronger) |
| Net charge-offs | 0.06% | 0.05% (stronger) |
| Return on assets | 1.16% | 2.03% (stronger) |
| Loans ÷ deposits | 69.8% | 58.6% (stronger) |
| Uninsured deposits | 43.8% (stronger) | 63.9% |
| Offices | 14 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.9% |
Texas Community Bank has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Texas National Bank leads on 1 and Texas Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.