Side-by-side · Q2 2026 data
Texas National Bank vs Sweetwater Regional Federal Credit Union
Credit union
Sweetwater Regional Federal Credit Union
Sweetwater, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas National Bank | Sweetwater Regional Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 35 (stronger) | 0 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 57th | 62nd |
| Total assets | $139.1M | $6.6M |
| Deposits / shares | $128.1M | $5.3M |
| Capital ratio | 10.97% | 19.51% (stronger) |
| Problem loans | 0.00% (stronger) | 0.11% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 0.38% (stronger) | -0.61% |
| Loans ÷ deposits | 33.1% (stronger) | 51.5% |
| Uninsured deposits | 20.8% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sweetwater Regional Federal Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Texas National Bank leads on 4 and Sweetwater Regional Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sweetwater, TX