Side-by-side · Q2 2026 data
Texas Plains Federal Credit Union vs Scott and White Employees Credit Union
Credit union
Scott and White Employees Credit Union
Temple, Texas · Under $100 million in assets
Metric by metric
| Measure | Texas Plains Federal Credit Union | Scott and White Employees Credit Union |
|---|---|---|
| TellerScore | 77 | 92 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 74 | 75 (stronger) |
| Earnings | 50 | 100 (stronger) |
| Funding & liquidity | 77 | 90 (stronger) |
| Problem-loan coverage | 91 | 95 (stronger) |
| Peer percentile | 57th | 92nd |
| Total assets | $71.2M | $71.7M |
| Deposits / shares | $60.3M | $57.6M |
| Capital ratio | 14.25% | 18.49% (stronger) |
| Problem loans | 0.78% | 0.75% (stronger) |
| Net charge-offs | 1.00% | 0.14% (stronger) |
| Return on assets | 0.76% | 2.26% (stronger) |
| Loans ÷ deposits | 83.0% | 70.4% (stronger) |
| Uninsured deposits | 3.3% | 0.8% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Scott and White Employees Credit Union has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Texas Plains Federal Credit Union leads on 0 and Scott and White Employees Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.