Side-by-side · Q2 2026 data
Texas Plains Federal Credit Union vs West Texas Credit Union
Metric by metric
| Measure | Texas Plains Federal Credit Union | West Texas Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 58 |
| Capital cushion | 93 (stronger) | 43 |
| Loan quality | 74 (stronger) | 64 |
| Earnings | 50 (stronger) | 24 |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 88 |
| Peer percentile | 57th | 19th |
| Total assets | $71.2M | $70.3M |
| Deposits / shares | $60.3M | $63.1M |
| Capital ratio | 14.25% (stronger) | 9.30% |
| Problem loans | 0.78% (stronger) | 1.07% |
| Net charge-offs | 1.00% | 0.27% (stronger) |
| Return on assets | 0.76% (stronger) | 0.11% |
| Loans ÷ deposits | 83.0% | 60.2% (stronger) |
| Uninsured deposits | 3.3% (stronger) | 7.6% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Texas Plains Federal Credit Union has the higher TellerScore (77 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Texas Plains Federal Credit Union leads on 5 and West Texas Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.