Side-by-side · Q2 2026 data
Texas Republic Bank, National Association vs State Bank of De Kalb
Metric by metric
| Measure | Texas Republic Bank, National Association | State Bank of De Kalb |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 83 (stronger) | 72 |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 91 | 100 (stronger) |
| Funding & liquidity | 24 | 54 (stronger) |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 47th | 82nd |
| Total assets | $510.6M | $519.9M |
| Deposits / shares | $389.2M | $455.1M |
| Capital ratio | 13.35% (stronger) | 12.17% |
| Problem loans | 1.06% | 0.24% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.02% |
| Return on assets | 1.78% | 2.29% (stronger) |
| Loans ÷ deposits | 112.2% | 83.5% (stronger) |
| Uninsured deposits | 38.8% | 35.8% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
State Bank of De Kalb has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Texas Republic Bank, National Association leads on 2 and State Bank of De Kalb on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.