Side-by-side · Q2 2026 data
Texasgulf Federal Credit Union vs Cal-Com Federal Credit Union
Metric by metric
| Measure | Texasgulf Federal Credit Union | Cal-Com Federal Credit Union |
|---|---|---|
| TellerScore | 81 | 83 (stronger) |
| Capital cushion | 93 (stronger) | 75 |
| Loan quality | 80 | 97 (stronger) |
| Earnings | 54 | 56 (stronger) |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 80th | 83rd |
| Total assets | $220.5M | $225.8M |
| Deposits / shares | $189.3M | $198.4M |
| Capital ratio | 14.27% (stronger) | 12.47% |
| Problem loans | 0.61% | 0.09% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.48% |
| Return on assets | 0.85% | 0.91% (stronger) |
| Loans ÷ deposits | 71.9% | 59.5% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 6.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cal-Com Federal Credit Union has the higher TellerScore (83 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Texasgulf Federal Credit Union leads on 3 and Cal-Com Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.