Side-by-side · Q2 2026 data
Texoma Educators Federal Credit Union vs Allied Federal Credit Union
Credit union
Texoma Educators Federal Credit Union
Sherman, Texas · $100 million – $1 billion
Metric by metric
| Measure | Texoma Educators Federal Credit Union | Allied Federal Credit Union |
|---|---|---|
| TellerScore | 87 | 88 (stronger) |
| Capital cushion | 98 (stronger) | 72 |
| Loan quality | 68 | 92 (stronger) |
| Earnings | 82 | 92 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 91st | 92nd |
| Total assets | $128.1M | $137.6M |
| Deposits / shares | $108.5M | $120.1M |
| Capital ratio | 14.82% (stronger) | 12.22% |
| Problem loans | 0.96% | 0.23% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.40% |
| Return on assets | 1.54% | 1.79% (stronger) |
| Loans ÷ deposits | 47.1% | 46.4% (stronger) |
| Uninsured deposits | 5.4% | 3.8% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Allied Federal Credit Union has the higher TellerScore (88 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Texoma Educators Federal Credit Union leads on 2 and Allied Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.