Side-by-side · Q2 2026 data
Thayer County Bank vs Midwest Bank
Metric by metric
| Measure | Thayer County Bank | Midwest Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 80 (stronger) | 44 |
| Loan quality | 89 (stronger) | 85 |
| Earnings | 61 | 64 (stronger) |
| Funding & liquidity | 83 (stronger) | 52 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 68th | 33rd |
| Total assets | $88.5M | $1.2B |
| Deposits / shares | $66.5M | $1.0B |
| Capital ratio | 13.02% (stronger) | 9.40% |
| Problem loans | 0.32% (stronger) | 0.44% |
| Net charge-offs | -0.25% (stronger) | 0.00% |
| Return on assets | 1.04% | 1.10% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 86.2% |
| Uninsured deposits | 16.3% (stronger) | 34.6% |
| Offices | 1 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.8% |
Thayer County Bank has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Thayer County Bank leads on 6 and Midwest Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.