Side-by-side · Q2 2026 data
The American National Bank of Texas vs American First National Bank
Metric by metric
| Measure | The American National Bank of Texas | American First National Bank |
|---|---|---|
| TellerScore | 61 | 87 (stronger) |
| Capital cushion | 38 | 94 (stronger) |
| Loan quality | 92 (stronger) | 86 |
| Earnings | 45 | 100 (stronger) |
| Funding & liquidity | 55 (stronger) | 54 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 24th | 98th |
| Total assets | $5.5B | $2.9B |
| Deposits / shares | $4.6B | $2.4B |
| Capital ratio | 8.84% | 14.38% (stronger) |
| Problem loans | 0.23% (stronger) | 0.42% |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 0.63% | 2.13% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 97.8% |
| Uninsured deposits | 43.9% | 22.7% (stronger) |
| Offices | 28 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 3.4% |
American First National Bank has the higher TellerScore (87 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The American National Bank of Texas leads on 3 and American First National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.