Side-by-side · Q2 2026 data
The American National Bank of Texas vs City Bank
Metric by metric
| Measure | The American National Bank of Texas | City Bank |
|---|---|---|
| TellerScore | 61 | 75 (stronger) |
| Capital cushion | 38 | 58 (stronger) |
| Loan quality | 92 | 92 |
| Earnings | 45 | 81 (stronger) |
| Funding & liquidity | 55 | 57 (stronger) |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 24th | 77th |
| Total assets | $5.5B | $5.4B |
| Deposits / shares | $4.6B | $4.7B |
| Capital ratio | 8.84% | 10.79% (stronger) |
| Problem loans | 0.23% (stronger) | 0.25% |
| Net charge-offs | 0.03% (stronger) | 0.05% |
| Return on assets | 0.63% | 1.52% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 79.0% |
| Uninsured deposits | 43.9% | 36.7% (stronger) |
| Offices | 28 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | 16.6% |
City Bank has the higher TellerScore (75 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The American National Bank of Texas leads on 3 and City Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.