Side-by-side · Q2 2026 data
The American National Bank of Texas vs International Bank of Commerce
Metric by metric
| Measure | The American National Bank of Texas | International Bank of Commerce |
|---|---|---|
| TellerScore | 61 | 64 (stronger) |
| Capital cushion | 38 | 95 (stronger) |
| Loan quality | 92 (stronger) | 0 |
| Earnings | 45 | 89 (stronger) |
| Funding & liquidity | 55 | 83 (stronger) |
| Problem-loan coverage | 96 (stronger) | 48 |
| Peer percentile | 24th | 33rd |
| Total assets | $5.5B | $4.6B |
| Deposits / shares | $4.6B | $3.9B |
| Capital ratio | 8.84% | 14.46% (stronger) |
| Problem loans | 0.23% (stronger) | 9.17% |
| Net charge-offs | 0.03% (stronger) | 0.12% |
| Return on assets | 0.63% | 1.73% (stronger) |
| Loans ÷ deposits | 73.0% | 39.2% (stronger) |
| Uninsured deposits | 43.9% | 30.1% (stronger) |
| Offices | 28 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
International Bank of Commerce has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), The American National Bank of Texas leads on 2 and International Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.