Side-by-side · Q2 2026 data
The Bank and Trust, S.S.B. vs Falcon International Bank
Metric by metric
| Measure | The Bank and Trust, S.S.B. | Falcon International Bank |
|---|---|---|
| TellerScore | 77 | 85 (stronger) |
| Capital cushion | 50 | 84 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 82 (stronger) | 81 |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 68th | 97th |
| Total assets | $583.8M | $2.2B |
| Deposits / shares | $529.3M | $2.0B |
| Capital ratio | 9.96% | 13.44% (stronger) |
| Problem loans | 0.05% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.02% (stronger) |
| Return on assets | 1.56% (stronger) | 1.53% |
| Loans ÷ deposits | 74.3% | 73.7% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 39.4% |
| Offices | 7 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 23.7% |
Falcon International Bank has the higher TellerScore (85 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank and Trust, S.S.B. leads on 2 and Falcon International Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.