Side-by-side · Q2 2026 data
The Bank and Trust, S.S.B. vs SouthTrust Bank, N.A.
Metric by metric
| Measure | The Bank and Trust, S.S.B. | SouthTrust Bank, N.A. |
|---|---|---|
| TellerScore | 77 | 79 (stronger) |
| Capital cushion | 50 | 75 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 82 (stronger) | 77 |
| Funding & liquidity | 75 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 68th | 75th |
| Total assets | $583.8M | $578.8M |
| Deposits / shares | $529.3M | $504.4M |
| Capital ratio | 9.96% | 12.50% (stronger) |
| Problem loans | 0.05% (stronger) | 0.27% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.56% (stronger) | 1.43% |
| Loans ÷ deposits | 74.3% | 65.5% (stronger) |
| Uninsured deposits | 24.9% (stronger) | 47.0% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 14.0% |
SouthTrust Bank, N.A. has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The Bank and Trust, S.S.B. leads on 4 and SouthTrust Bank, N.A. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.