Side-by-side · Q2 2026 data
The Bank vs Farmers & Merchants Bank of Colby
Metric by metric
| Measure | The Bank | Farmers & Merchants Bank of Colby |
|---|---|---|
| TellerScore | 59 | 73 (stronger) |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 0 | 80 (stronger) |
| Earnings | 100 (stronger) | 88 |
| Funding & liquidity | 84 (stronger) | 52 |
| Problem-loan coverage | 67 | 92 (stronger) |
| Peer percentile | 17th | 53rd |
| Total assets | $617.3M | $650.8M |
| Deposits / shares | $540.5M | $511.3M |
| Capital ratio | 11.46% (stronger) | 11.23% |
| Problem loans | 3.45% | 0.61% (stronger) |
| Net charge-offs | -0.00% | -0.04% (stronger) |
| Return on assets | 2.50% (stronger) | 1.69% |
| Loans ÷ deposits | 68.5% (stronger) | 93.0% |
| Uninsured deposits | 21.9% (stronger) | 28.8% |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers & Merchants Bank of Colby has the higher TellerScore (73 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 4 and Farmers & Merchants Bank of Colby on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.