Side-by-side · Q2 2026 data
The Bank vs United Northwest Federal Credit Union
Credit union
United Northwest Federal Credit Union
Norton, Kansas · Under $100 million in assets
Metric by metric
| Measure | The Bank | United Northwest Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 87 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 100 (stronger) | 50 |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 67 | 98 (stronger) |
| Peer percentile | 17th | 83rd |
| Total assets | $617.3M | $54.5M |
| Deposits / shares | $540.5M | $45.5M |
| Capital ratio | 11.46% | 15.87% (stronger) |
| Problem loans | 3.45% | 0.35% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.12% |
| Return on assets | 2.50% (stronger) | 0.76% |
| Loans ÷ deposits | 68.5% | 47.0% (stronger) |
| Uninsured deposits | 21.9% | 4.7% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Northwest Federal Credit Union has the higher TellerScore (87 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The Bank leads on 2 and United Northwest Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Norton, KS
- Oberlin, KS