Side-by-side · Q2 2026 data
The Bank of Baker vs First State Bank of Forsyth
Metric by metric
| Measure | The Bank of Baker | First State Bank of Forsyth |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 59 | 71 (stronger) |
| Loan quality | 76 (stronger) | 44 |
| Earnings | 81 | 91 (stronger) |
| Funding & liquidity | 82 | 84 (stronger) |
| Problem-loan coverage | 91 (stronger) | 81 |
| Peer percentile | 57th | 47th |
| Total assets | $160.9M | $165.5M |
| Deposits / shares | $142.2M | $143.4M |
| Capital ratio | 10.85% | 12.08% (stronger) |
| Problem loans | 0.72% (stronger) | 1.69% |
| Net charge-offs | 0.25% | -0.23% (stronger) |
| Return on assets | 1.52% | 1.77% (stronger) |
| Loans ÷ deposits | 62.4% | 62.3% (stronger) |
| Uninsured deposits | 29.3% | 27.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Baker has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 2 and First State Bank of Forsyth on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.