Side-by-side · Q2 2026 data
The Bank of Baker vs Freedom Bank
Metric by metric
| Measure | The Bank of Baker | Freedom Bank |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 59 | 72 (stronger) |
| Loan quality | 76 | 82 (stronger) |
| Earnings | 81 | 94 (stronger) |
| Funding & liquidity | 82 (stronger) | 51 |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 57th | 72nd |
| Total assets | $160.9M | $157.3M |
| Deposits / shares | $142.2M | $138.8M |
| Capital ratio | 10.85% | 12.25% (stronger) |
| Problem loans | 0.72% | 0.54% (stronger) |
| Net charge-offs | 0.25% | -0.00% (stronger) |
| Return on assets | 1.52% | 1.84% (stronger) |
| Loans ÷ deposits | 62.4% (stronger) | 98.3% |
| Uninsured deposits | 29.3% | 24.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), The Bank of Baker leads on 1 and Freedom Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.